3 financially savvy tips for Liverpool freshers

Learning to manage your money can be one of the most challenging things that you’ll face as a student

Whether you’re returning to study at one of Liverpool’s universities or planning to join us as a fresher this year, there’s no doubt that money is probably going to be one of your top priorities. Whether you’re relying on your student loan, hoping to find a part-time job or getting some help from your family, learning to manage your money can be one of the most challenging things that you’ll face as a student. So, we’ve put together some top tips to help you keep your finances in check.

Tip #1. Shop Around for Accommodation:

Don’t just go with the first halls options that you’re shown on campus. Student halls can be a great way to make new friends, but they can also be very expensive for what you get. It might be worth shopping around first to discover the alternatives that are available. Thankfully, Liverpool is a very busy student city and there is certainly no shortage of houses and flats suitable for you and some housemates. You can find spare rooms in existing student houses or get together with a group to find accommodation together. If you’re looking for accommodation that’s more upmarket and away from the traditional student housing you may find, you should check out Collegiate’s accommodation in the area when looking for somewhere to live in Liverpool as a student.

Tip #2. Take Advantage of Student Discounts

It’s definitely worth looking into all the different student discounts that you can get when you start your studies in Liverpool. There are several shops at the Liverpool ONE shopping complex where you’ll be able to enjoy a nice discount when presenting your student card including the Apple Store, Miss Selfridge, New Look, Paperchase, and of course the ODEON IMAX cinema amongst many more. Keep your eyes peeled for the regular student ‘lock-in’ events also held here throughout the academic year where students can enjoy even bigger price reductions. Don’t forget that you can also sign up for a NUS card and download the UniDays app to enjoy more savings both online and in-store at several popular brands.

Tip #3. Use the Library

Last but not least, don’t buy your university textbooks brand new if you can help it. Whilst it can be tempting to have shiny new books, you may soon regret this when you see the price tag. This is especially true if your course has large reading lists! Instead, take advantage of the fantastic library facilities on your campus, or head to the Central Library on William Brown St, which also makes for the perfect study group meet-up area off-campus. Don’t forget that you can also find e-books much cheaper online if you can’t find a textbook available anywhere to borrow. Join social media groups to connect with current and previous students who you may be able to purchase books from at a fraction of the RRP.

Students are experts at living on a tight budget, but it doesn’t mean that you have to give up luxuries! Using discounts where you can, saving on textbooks and other essentials, and being savvy about your accommodation can help your student loan stretch further.